Legal Blog — Torts & Compensation

How to Claim Traffic Accident Compensation in Saudi Arabia

A complete guide to the steps for claiming fair compensation after a traffic accident in Saudi Arabia, from initial documentation to actual collection.

Claiming traffic accident compensation starts with officially documenting the accident through the Najm app or traffic authorities, then filing a claim with the responsible party's insurance company, and litigating if the claim is rejected or undervalued. The next step is reaching out on WhatsApp.

Step One: Document the Accident Immediately

A traffic accident must be officially documented as soon as it occurs through the relevant authorities, because the accident report and the fault percentage it establishes are the foundation any subsequent compensation claim is built on. Any delay in documentation or moving vehicles before relevant authorities arrive could complicate proving the actual fault percentage later.

Elements of Owed Compensation

Compensation owed for a traffic accident includes several elements: full medical treatment costs, compensation for time off work if the accident affected your work capacity, compensation for material damage to the vehicle, and in serious cases, compensation for permanent disability or moral damage resulting from the accident.

Claiming From the Insurance Company

After documenting the accident, a claim is filed with the insurance company of the party responsible for the accident, which is obligated to cover material and physical damages per the policy and the fault percentage determined in the official report.

Shared-Fault Accidents

When a shared fault percentage is determined between the accident's two parties, this doesn't mean losing your compensation right entirely; you can claim partial compensation proportional to the other party's fault percentage, and we help you precisely calculate this percentage and review the possibility of objecting to it if unfair.

What If the Claim Is Rejected or Undervalued?

If the insurance company rejects the claim or undervalues it without sufficient justification, you have the right to litigate before the relevant body to claim the full, fair compensation, supported by medical and technical reports proving the actual extent of damage.

Fatal Accidents and Serious Injuries

In cases of death or serious injuries resulting from a traffic accident, the claim becomes more complex and may include additional compensation for heirs or the injured party, and we help families understand their full rights in these difficult circumstances with complete sensitivity.

How We Help

We review your accident report and help you file a complete claim with the insurance company, following up judicial escalation if needed to ensure you receive the full, fair compensation you're owed. Reach out on WhatsApp to assess your case.

Frequently Asked Questions

How long does it take to collect traffic accident compensation?

The timeline varies based on the insurance company's cooperation and the accident's complexity, ranging from weeks to months if litigation becomes necessary.

Am I entitled to compensation if I was partially at fault?

Yes, you may be entitled to partial compensation proportional to the fault percentage established in the accident report.

Does compensation cover lost income during recovery?

Yes, if the accident affected your ability to work, compensation can be claimed for lost income during the actual time off work.

Every accident has its own circumstances affecting the compensation owed. Reach out on WhatsApp to have your claim assessed precisely.

Been in a traffic accident?

Reach out to have your compensation assessed.

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